Authenticating a request for an electronic transaction

US10938823B2 · kind B2 · utility

Assignee

• International Business Machines Corporation · US

Inventors

• Michael Bender · Rye Brook, US
• David E. Nachman · Morristown, US
• Michael P. Shute · Niantic, US

Key dates

• Filing date: Apr 16, 2018
• Grant date: Mar 2, 2021
• Expiry date: Aug 17, 2038

Classification

• Technology area (CPC H): Electricity
• CPC primary: H04L63/08
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

In an approach for authenticating a request for an electronic transaction, a computer receives a request for an electronic transaction on a user account. The computer determines whether the request from the user for the electronic transaction is suspicious. The computer then determines, based on at least a response from at least one contact of the user, whether the request for the electronic transaction is suspicious to the at least one contact.