Real-time detection and clustering of emerging fraud patterns
US10938853B1 · kind B1 · utility
Assignee
Inventors
Key dates
| Filing date | Aug 29, 2018 |
| Grant date | Mar 2, 2021 |
| Priority date | — |
| Expiry date | Sep 4, 2039 |
Classification
- Technology area (CPC H)Electricity
- CPC primaryH04L2463/142
- WIPO fieldComputer technology
- WIPO sectorElectrical engineering
Abstract
Systems, methods, and computer-readable media are disclosed for the dynamic, real-time detection and clustering of emerging fraud patterns. Example methods may include determining an expected account registration volume and an actual account registration volume during a same period of time. Certain methods may include determining an abnormal fluctuation in account registration volume based on a difference between the expected account registration volume and the actual account registration volume during the period of time. Certain methods may include generating subsets of account registrations received during the period of time based on one or more shared characteristics. Certain methods may include generating an account cluster based on the subsets of account registrations. Certain methods may include sending the account cluster to a bulk closure system.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.