Systems and methods to generate a receipt for a transaction

US10943231B2 · kind B2 · utility

Assignee

• Visa International Service Association · US

Inventors

• Joseph Bjorn Ovick · San Francisco, US
• Mark Carlson · Rue de l'Église, US
• Ryan Hagey · Alameda, US
• Margaret Reid · San Mateo, US
• Patrick Stan · Pacifica, US
• Patrick Wright · Mountain View, US
• Krishna Prasad Koganti · Cupertino, US
• Glenn Powell · Fremont, US
• Phillip Kumnick · Phoenix, US
• Nancy L. Kim · San Francisco, US

Key dates

• Filing date: Aug 28, 2018
• Grant date: Mar 9, 2021
• Expiry date: Nov 28, 2038

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q20/047
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A system includes a transaction terminal that is configured to examine an authorization response for an indicator, which, when set, causes the transaction terminal to communicate with a portal to obtain content relevant to the receipt for the transaction approved by the authorization response. The content may identify the benefit of an offer applied to the transaction, which is not reflected in the authorization response. The content may direct the user to select an option regarding the delivery of the receipt. Options presented for selection include suppression of the printing of the paper receipt in favor of an electronic receipt transmitted to a communication reference of the user, printing a mini paper receipt in addition to transmitting an electronic receipt, and/or printing the full paper receipt at the transaction terminal.