Preventing data analysis interruptions by identifying card continuity without using personally identifiable information
US10949842B1 · kind B1 · utility
Assignee
Inventors
Key dates
| Filing date | Jan 30, 2018 |
| Grant date | Mar 16, 2021 |
| Priority date | — |
| Expiry date | Jan 13, 2039 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q20/389
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
The disclosed methods and systems provide a server that allows continuous transaction analysis by monitoring transaction data associated with different payment cards and detecting inactive cards. When the server receives a notification, from a transaction analysis server, that a data interruption related to an inactive card has occurred, the server determines a transaction pattern for the inactive card; monitors and detects newly activated cards; and determines a second transaction pattern for the newly activated cards. If the first and the second transaction patterns are similar, the server generates an instance within a dataset corresponding to the newly activated card that links the newly activated card to the inactive card. Furthermore, the server transmits an instruction to the transaction analytics server to continue the transaction analysis using data corresponding to the newly activated card.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.