Technical fallback infrastructure
US10949858B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | Dec 7, 2018 |
| Grant date | Mar 16, 2021 |
| Priority date | — |
| Expiry date | Mar 12, 2039 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG07F7/1083
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
Examples, methods and systems described herein may include determining, by a payment processing system, whether a second payment mechanism may be used to perform a payment transaction when a first payment mechanism is preferred and/or when the first payment mechanism has failed. Determining to use the second payment mechanism can be based on (i) an analysis of a communication status indicator received from a point-of-sale (POS) terminal that indicates which payment mechanisms are capable of communicating with the POS terminal, (ii) data received from the POS terminal that is associated with a read of a payment object, and/or (iii) an allowance criterion.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.