Insurance underwriting and re-underwriting implementing unmanned aerial vehicles (UAVS)
US10949930B1 · kind B1 · utility
Assignee
Inventors
Key dates
| Filing date | Apr 3, 2020 |
| Grant date | Mar 16, 2021 |
| Priority date | — |
| Expiry date | Apr 3, 2040 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06V20/44
- WIPO fieldAudio-visual technology
- WIPO sectorElectrical engineering
Abstract
Unmanned aerial vehicles (UAVs) may facilitate insurance-related tasks. UAVs may actively be dispatched to an area surrounding an insured or potentially insured asset, such as with the insurance customer's permission, and collect data related to the insured or potentially insured asset, such as size, height, roof shape, materials (siding, roofing), etc. which may form a basis of the underwriting detail used to evaluate a property. The drone data may reveal site characteristics, such as slope or grade of a parcel; the proximity to other structures (and their uses); trees; rivers; coastlines; and earthquake faults. The drone data may be used by an insurance provider remote server to assess the risk associated with an insured asset, generate or modify an insurance premium or discount, etc. The drone data may also be used to mitigate risk and prevent loss by alerting policyholders of the risk such that corrective action may be taken.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.