Automatic registration and generation of consumer payment credentials using internet-connected appliances

US10956912B2 · kind B2 · utility

Assignee

• MASTERCARD INTERNATIONAL INCORPORATED · US

Inventors

• Cristian Radu · Beauvechain, BE
• Fikret Ates · Namur, BE
• Sebastien Pochic · Brussels, BE
• Lukas Ekselius · Overijse, BE

Key dates

• Filing date: Apr 5, 2016
• Grant date: Mar 23, 2021
• Expiry date: Sep 20, 2039

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q30/00
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

Methods and systems for generating consumer payment credentials using an Internet-connected appliance. In an embodiment, a primary Internet-connected appliance receives purchase transaction information from a secondary appliance. The process also includes generating a purchase transaction authorization request based on purchase transaction information and on payment account credential data that is stored locally in a dedicated storage element, transmitting the purchase transaction authorization request via the Internet to a gateway server computer, receiving a purchase transaction authorization response, and transmitting the purchase transaction authorization response via a domestic network to the secondary appliance for display to a consumer.