System and method for providing automated teller service using mobile terminal
US10957166B2 · kind B2 · utility
Assignee
Inventor
Key dates
| Filing date | Sep 23, 2016 |
| Grant date | Mar 23, 2021 |
| Priority date | — |
| Expiry date | Nov 17, 2036 |
Classification
- Technology area (CPC H)Electricity
- CPC primaryH04L9/3231
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
To achieve the above-mentioned objective, an automated teller machine service system according to one aspect of the present disclosure includes an automated teller machine (ATM) including a near-field communication (NFC) tag, a mobile terminal including a NFC chip and an input/output device for processing a deposit or withdrawal, and a server configured to receive transaction information for processing the deposit or withdrawal from the mobile terminal and, in a case in which the transaction information is identical to previously-saved information as a result of comparing the two pieces of information, transmit deposit/withdrawal authorization information to the ATM, wherein, when the NFC chip is brought into contact with the NFC tag, the ATM transmits a deposit/withdrawal application running command to the mobile terminal, and the mobile terminal receives the command and then runs the application to transmit the transaction information to the ATM or the server.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.