Patent · US Active

Mobile payment processing system and method therefor

US10963859B2 · kind B2 · utility

0Cited by
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21Claims
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Assignee

Inventors

Key dates

Filing dateMar 13, 2014
Grant dateMar 30, 2021
Priority date
Expiry dateMar 23, 2038

Classification

  • Technology area (CPC G)Physics
  • CPC primaryG06Q20/326
  • WIPO fieldIT methods for management
  • WIPO sectorElectrical engineering

Abstract

Provided is a mobile payment processing system and method. When making a payment request, an affiliated store terminal directly generates transaction identification (T-ID) information and provides the generated T-ID information to a mobile terminal, and a user of the mobile terminal can use a rapid mobile payment service since the payment can be processed without waiting a response signal of a payment processing server receiving a payment request signal. Further, since user datagram protocol (UDP) communication is performed between the affiliated store terminal and a payment processing result notification server while a mobile payment is performed, the payment processing result notification server and the affiliated store terminal are provided so as to directly inquire a transaction state in the affiliated store terminal when the payment is completed by the mobile terminal.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.