Predictive data object acquisition and processing
US10970708B2 · kind B2 · utility
Assignee
Inventor
Key dates
| Filing date | Jan 27, 2017 |
| Grant date | Apr 6, 2021 |
| Priority date | — |
| Expiry date | Jun 6, 2038 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q20/356
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
A payment terminal such as a payment reader may receive and form electrical connections with an electronic transaction card such as an EMV chip card. The payment terminal may provide power to the electronic transaction card and engage in communications with the electronic transaction card. Based on information received from the electronic transaction card, the payment terminal may predict the locations of data objects that must be accessed in order to process transactions. The data objects may be accessed based on the predictions and the transaction may be processed.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.