Systems and methods for estimating past and prospective attribute values associated with a user account
US10984468B1 · kind B1 · utility
Assignee
Inventors
Key dates
| Filing date | May 20, 2016 |
| Grant date | Apr 20, 2021 |
| Priority date | — |
| Expiry date | May 26, 2038 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06F16/951
- WIPO fieldComputer technology
- WIPO sectorElectrical engineering
Abstract
Systems and techniques are disclosed for accessing accounts associated with a user and estimating a value of an attribute associated with the user based upon the retrieved account information. Transaction data associated with an account at an external user account system is received. The transactions are categorized into transaction groups. For each transaction group, a confidence value that the group is associated with the attribute is estimated, based at least in part upon a distribution of transaction amounts for the transactions of the group over a time period associated with the group. An attribute value is estimated for each group, based at least in part upon the transaction amounts of the transaction of the group. In addition a value of the attribute for a future time period may be predicted based upon the transaction groups.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.