Systems and methods for insult rate testing and reconfiguring an automated decisioning workflow computer for improving a machine learning-based digital fraud and digital abuse mitigation platform
US10997608B1 · kind B1 · utility
Assignee
Inventors
Key dates
| Filing date | Oct 29, 2020 |
| Grant date | May 4, 2021 |
| Priority date | — |
| Expiry date | Oct 29, 2040 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06F9/4881
- WIPO fieldComputer technology
- WIPO sectorElectrical engineering
Abstract
A system and method for generating an insult rate and reconfiguring an automated decisioning workflow includes configuring a testing group based on sampling from online events having an adverse disposal decision computed by an automated decisioning workflow computer that is configured with machine learning-based threat score thresholds that, if satisfied, causes a computation of a disallow decision or a block decision for a given online event; evaluating a performance and collecting performance data of distinct members of the testing group over a testing period; computing an insult rate for the testing group based on the performance data; computing an insult rate equilibrium for the automated decisioning workflow computer based on the performance data; evaluating the insult rate against the insult rate equilibrium; and reconfiguring adverse decisioning thresholds based on the evaluation of the insult rate of the testing group against the insult rate equilibrium for the automated decisioning workflow computer.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.