Business health score and prediction of credit worthiness using credit worthiness of customers and vendors
US11004146B1 · kind B1 · utility
Assignee
Inventors
Key dates
| Filing date | Jan 31, 2014 |
| Grant date | May 11, 2021 |
| Priority date | — |
| Expiry date | Mar 10, 2036 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q40/03
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
A method for generating a business health score of a business entity that includes identifying tools used to manage the business entity, obtaining business information from the tools, filtering the business information into at least one data category to obtain categorized business information, populating the categorized business information into a data silo, and analyzing, by a computer processor, the categorized business information in the data silo to create a composite business factor. The method also includes applying an algorithm to the composite business factor to generate a result, generating, based on the result, the business health score of the business entity, and providing the business health score to an interested entity.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.