Preliminary acquisition of payment information
US11010765B2 · kind B2 · utility
2Cited by
83References
29Claims
0Family size
Assignee
Inventors
Key dates
| Filing date | Jun 29, 2016 |
| Grant date | May 18, 2021 |
| Priority date | — |
| Expiry date | Dec 28, 2037 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q2220/00
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
A payment terminal may run a point-of-sale application that is operated by a user such as a merchant. At a certain point in the transaction, but prior to the completion of the transaction, pre-charge requests may be sent to a chip card. The responses from the chip card may be stored such that the transaction may be completed immediately after the merchant and customer complete the transaction steps.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.