Electronic receipts for NFC-based financial transactions

US11037131B2 · kind B2 · utility

Assignee

• Apple Inc. · US

Inventors

• Yousuf H. Vaid · Sunnyvale, US
• George R. Dicker · Sunnyvale, US
• Ahmer A. Khan · Milpitas, US
• Christopher Sharp · Fort Myers, US
• Glen W. Steele · San Jose, US
• Christopher D. Adams · Seymour, US
• David T. Haggerty · Eden Prairie, US

Key dates

• Filing date: Sep 2, 2014
• Grant date: Jun 15, 2021
• Expiry date: Jan 28, 2038

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q20/327
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

To facilitate conducting a financial transaction via wireless communication between an electronic device and another electronic device, a secure element in the electronic device receives, from a third party, a notification associated with a financial transaction. This third party may be independent of a counterparty in the financial transaction, such as: a provider of the electronic device or a payment network that processes payment for the financial transaction. In response to the notification, the secure element requests, from the third party, receipt information associated with the financial transaction, and then receives the receipt information from the third party. This receipt information may include a first-level information, such as payment status. Alternatively or additionally, the receipt information may include a second-level information, such as an itemized list of purchased items, links to information and/or discounts.