Method and a device for denying or nullifying a specific online transaction carried out by an authorized user who is coached by a fraudster
US11037163B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | Dec 8, 2020 |
| Grant date | Jun 15, 2021 |
| Priority date | — |
| Expiry date | Dec 8, 2040 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06N20/00
- WIPO fieldDigital communication
- WIPO sectorElectrical engineering
Abstract
A method for denying or nullifying a specific online transaction carried out by a specific user using a computing device associated with at least one input interface, while the specific user was coached by a fraudster. The method includes collecting a specific set of behavioral data relating to the behavior of the specific user during a specific online transaction, and using a multi-dimensional classification module to determine a probability that the specific user was coached during collection of the set of behavioral data. In response to the probability being greater than a predefined threshold, the specific transaction is denied or nullified.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.