Offline transaction implementation method and apparatus

US11042857B2 · kind B2 · utility

Assignee

• Advanced New Technologies Co., Ltd. · KY

Inventors

• Wenwen Yu · Shanghai, CN
• Howing Lee · Zhejiang, CN
• Xi Wang · Beijing, CN

Key dates

• Filing date: Jan 31, 2020
• Grant date: Jun 22, 2021
• Expiry date: Jan 31, 2040

Classification

• Technology area (CPC G): Physics
• CPC primary: G07C9/37
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

An offline transaction implementation method includes: determining, by a payment server in response to a request of a user for registering with a credit transaction service of a merchant, whether credit information of a user account meets a condition, provisioning the credit transaction service of the merchant for the user account when determining that the credit information of the user account meets the condition, and sending account information of the user to a merchant transaction management system; guiding, by the merchant transaction management system after receiving the account information, the user to input a biometric characteristic, and after collecting the biometric characteristic input by the user, storing a binding relationship between the biometric characteristic and the account information into a registered user library of the merchant, prompting the user that the registration succeeds, and controlling a gate of the merchant's store to open for allowing entry of the user.