Patent · US Active

Providing alerts via a color changing transaction card

US11055593B1 · kind B1 · utility

9Cited by
5References
16Claims
0Family size

Assignee

Inventors

Key dates

Filing dateJan 7, 2020
Grant dateJul 6, 2021
Priority date
Expiry dateJan 7, 2040

Classification

  • Technology area (CPC G)Physics
  • CPC primaryG07F7/0846
  • WIPO fieldIT methods for management
  • WIPO sectorElectrical engineering

Abstract

Methods and systems disclosed herein may communicate information, such as alerts and notifications, to a cardholder via a color-changing transaction card. In particular, the cardholder may configure one or more thresholds that establish when a transaction card may change colors. For instance, a transaction card may change colors at, or while approaching, a first threshold. The transaction card may change colors at, or while approaching, a second threshold. When the cardholder's balance goes below the thresholds, the transaction card may revert back to the lower threshold color or the original color of the transaction card. Using the techniques described herein a financial institution may convey information to a cardholder in a way that does not require the cardholder to digital engage with the financial institution.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.