Configuration of data transfer recipient

US11062389B2 · kind B2 · utility

Assignee

• The Toronto-Dominion Bank · CA

Inventors

• Nasim Sarir · Thornhill, CA
• Steven Gervais · Newmarket, CA
• Christopher Mark JONES · Villanova, US
• Jonathan Joseph PRENDERGAST · West Chester, US
• John W. Thomas · Irvine, US
• Michael Thomas DELAVEAGA · Newark, US

Key dates

• Filing date: Mar 29, 2019
• Grant date: Jul 13, 2021
• Expiry date: Oct 7, 2039

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q40/02
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A method may include: sending a first signal representing a message identifying an entity from a server computer system to a resource usage tracking server; in response to the message, receiving, from the resource usage tracking server, a second signal representing historical resource usage data for the entity; identifying a first data transfer recipient associated with the historical resource usage data for the entity by using a database of supported data transfer recipients; sending a third signal, the third signal causing a client device associated with the entity to display a selectable option for data transfer to the identified first data transfer recipient; receiving a fourth signal, the fourth signal indicating selection of the selectable option for data transfer to the identified first data transfer recipient; and in response to receiving the fourth signal, configuring an account associated with the entity based on the first data transfer recipient.