Real-time interbank transactions systems and methods
US11068866B1 · kind B1 · utility
16Cited by
16References
7Claims
0Family size
Assignee
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Key dates
| Filing date | Feb 16, 2016 |
| Grant date | Jul 20, 2021 |
| Priority date | — |
| Expiry date | Mar 31, 2038 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q2220/00
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
A computer-implemented system and method receive information regarding a funds transfer from a payor to a payee. The information includes a data payload related to the funds transfer. The information is received by a depository computer system. The depository computer system forwards the information regarding the funds transfer to an account verification service computer system. The information, including the data payload, is transmitted by via the account verification service computer system to the paying bank for use by the payor.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.