Connected device transaction code system

US11074578B2 · kind B2 · utility

Assignee

• Visa International Service Association · US

Inventors

• Krishna Prasad Koganti · Cupertino, US
• Mark Douglas McGee · San Francisco, US
• David Tseselsky · San Jose, US
• Brendan Xavier Louis · Tracy, US

Key dates

• Filing date: Jun 5, 2019
• Grant date: Jul 27, 2021
• Expiry date: Jun 5, 2039

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q20/38215
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

Described herein are systems and methods in which more secure methods are provided for a connected device to conduct transactions. In accordance with embodiments of the disclosure, a transaction code is generated and provided to the connected device. The transaction code may be stored in association with the information for the transaction such that when the transaction code is received at a transaction processing server, the transaction processing server is configured to generate an authorization request that includes the transaction information. The authorization request may then be routed to an authorization server associated with an account maintained by the transaction processing server.