Authenticating transactions using risk scores derived from detailed device information
US11074585B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | May 5, 2016 |
| Grant date | Jul 27, 2021 |
| Priority date | — |
| Expiry date | Aug 8, 2036 |
Classification
- Technology area (CPC H)Electricity
- CPC primaryH04L63/123
- WIPO fieldDigital communication
- WIPO sectorElectrical engineering
Abstract
One embodiment of the invention is directed to a method comprising, receiving an authentication request message for a transaction. The method further comprises determining that detailed device information is required to authenticate the transaction and generating a message including an identifier and a request for the detailed device information. The method further comprises retrieving the detailed device information from a remote server computer using the identifier and modifying the authentication request message to include the detailed device information. The method further comprises sending the modified authentication request message to an access control server computer. The method further comprises receiving an authentication response message from the access control server computer including a verification value for the transaction, where the verification value is generated based on a result of a risk analysis performed using the detailed device information.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.