System and method for processing of promotions in connection with digital purchasing

US11074605B1 · kind B1 · utility

Assignee

• Synchrony Bank · US

Inventors

• Rinki Garg · Khurja, IN
• James Wallace · Stamford, US
• Jonathan M. Schmidt · Beavercreek, US
• Taylor Young · Peoria, US
• Prakash Kothandapani · Miamisburg, US
• Rajasekhara Palanki · Miamisburg, US

Key dates

• Filing date: Dec 22, 2016
• Grant date: Jul 27, 2021
• Expiry date: Apr 23, 2037

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q30/0601
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A system and method for processing promotions in connection with digital purchasing. Data associated with a digital purchase request made by a consumer (the data comprising a token, an amount associated with the transaction, a promotional code for each item included in the digital purchase request associated with a promotion, a default transaction amount, and a single default promotional code) is received from a merchant server. The single default promotional code is assigned to all items included in the digital purchase request that are associated with promotions. Using the token, account information associated with the consumer is retrieved from a database. For each promotional code received, promotional information is retrieved. The retrieved promotional information is displayed. The digital purchase request is submitted for processing using the single default promotional code.