Computer-implemented system, method, and computer program product for automatically linking accounts in an electronic wallet

US11080677B2 · kind B2 · utility

Assignee

• Visa International Service Association · US

Inventors

• Anup Tripathi · Foster City, US
• Santanu Deb Roy · Foster City, US
• Anjan Ahmed · Foster City, US
• Ashish Gyanendra Kumar Mehta · Foster City, US

Key dates

• Filing date: Oct 12, 2017
• Grant date: Aug 3, 2021
• Expiry date: Apr 23, 2038

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q30/0207
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A method for automatically linking accounts in an electronic wallet includes: receiving first account data corresponding to a first portable financial device stored in an electronic wallet; determining user information corresponding to the first account data; determining, based on the user information, whether a second portable financial device is associated with the user; determining second account data corresponding to the second portable financial device, wherein the second account data is not stored in the electronic wallet corresponding to the user; and automatically linking the second account data to the electronic wallet. A system and computer program product for automatically linking accounts in the electronic wallet are also disclosed.