Resource transfer method, fund payment method, and electronic device

US11087327B2 · kind B2 · utility

Assignee

• Advanced New Technologies Co., Ltd. · KY

Inventors

• Shumin Lin · Beijing, CN
• Liyun Dong · Shanghai, CN
• Jianlong Huang · Hubei, CN
• Donglin Jia · Hangzhou City, CN
• Yuanshen Li · Hangzhou City, CN
• Liang Zhou · Beijing, CN
• Hongwei Zhao · Qinhuangdao City, CN

Key dates

• Filing date: Nov 4, 2019
• Grant date: Aug 10, 2021
• Expiry date: Nov 9, 2039

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q20/405
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A face image of a resource transferor is obtained, wherein the face image is used to authenticate an identity of the resource transferor. Resource transfer identification information of the resource transferor is obtained, wherein the resource transfer identification information corresponds to a transferor account of the resource transferor. Based on the resource transfer identification information, information about the transferor account and a reference image corresponding to the transferor account are obtained. In response to determining that the face image corresponds to the reference image, a resource of the resource transferor is transferred based on the information about the transferor account.