Universal digital identity authentication service
US11095643B2 · kind B2 · utility
Assignees
Inventors
Key dates
| Filing date | Feb 16, 2018 |
| Grant date | Aug 17, 2021 |
| Priority date | — |
| Expiry date | Sep 16, 2038 |
Classification
- Technology area (CPC H)Electricity
- CPC primaryH04W12/68
- WIPO fieldDigital communication
- WIPO sectorElectrical engineering
Abstract
The present disclosure involves systems and methods for identity authentication across multiple institutions using a trusted mobile device as a proxy for a user login. In one example, the operations include identifying a request to trust a particular user associated with a first entity in a digital ID network. A set of personally identifiable information (PII) associated with the user is obtained via the first entity and an identity verification (IDV)/fraud risk analysis is performed. In response to satisfying the analysis, instructions are transmitted to the user to verify the identity via a mobile trust application on an associated mobile device. Upon verification, the mobile device is bound to the user within the digital ID network along with a digital ID associated with the particular user. The digital ID can be used by other entities registered within the digital ID network to authenticate the user.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.