System and method using electronic insurance card to facilitate exchanging information and reporting claims
US11107161B1 · kind B1 · utility
Assignee
Inventor
Key dates
| Filing date | Aug 15, 2016 |
| Grant date | Aug 31, 2021 |
| Priority date | — |
| Expiry date | Jun 15, 2037 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q40/08
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
A system and method for exchanging insurance information and initiating an insurance loss report and/or claim using a mobile communications device, such as a smartphone. The information of a first party is stored on an electronic insurance card (e.g., virtual insurance card) on the mobile device, and transmitted to a second party's mobile device. The information of the second party is captured on the first party's mobile device, either by being similarly transmitted or photographed. The report and/or claim may be initiated by transmitting the parties' information to an insurance provider. A procedure for initiating the insurance report and/or claim with a second insurance provider may be determined based upon the information of the second party, and may include transmitting the parties' information to the second insurance provider or to its agent. Electronic images taken with the mobile device and/or a geographic location determined by the mobile device may be transmitted as well.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.