Device, system, and method for creating virtual credit card

US11113684B2 · kind B2 · utility

Assignee

• TENCENT TECHNOLOGY (SHENZHEN) COMPANY LIMITED · CN

Inventors

• Guoguo LIU · Nanhu, CN
• Yi Wu · Nanhu, CN
• Chen Gong · Nanjing, CN
• Wenjing Zhang · Shanghai, CN
• Jinming Zhang · 流花街道, CN
• Jinwen TAN · Nanhu, CN
• Yixin Guo · Longbeilingcun, CN
• Wa Ye · Nanhu, CN
• Liang Hou · Nanhu, CN
• Zhenyu Xu · Nanhu, CN
• Bin Zhang · Beijing, CN
• Wei-Jun Chen · Zhejiang, CN
• Haojian ZHENG · Nanhu, CN
• Yingyi Jiang · Zhuhai, CN
• Lingyun SONG · Nanhu, CN
• Nan Jiang · Tangxia, CN

Key dates

• Filing date: Jun 1, 2016
• Grant date: Sep 7, 2021
• Expiry date: Oct 14, 2038

Classification

• Technology area (CPC H): Electricity
• CPC primary: H04L51/56
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

Device, system and method for creating virtual credit are provided. The method includes acquiring user real-name information from a user interface by a terminal device, wherein an electronic exchange account associating with the acquired user real-name information is not saved in a first server; sending the user real-name information to a second server; detecting if a credit card account associating with the user real-name information is saved in the second server, and creating a virtual credit card account if the credit card account is saved in the second server; and storing the virtual credit card associated with the virtual credit card account in the data storage of the first server.