Authentication system and method for server-based payments
US11120436B2 · kind B2 · utility
1Cited by
1References
9Claims
0Family size
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Key dates
| Filing date | Jul 17, 2015 |
| Grant date | Sep 14, 2021 |
| Priority date | — |
| Expiry date | Jul 13, 2040 |
Classification
- Technology area (CPC H)Electricity
- CPC primaryH04W12/06
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
A method of performing a payment transaction employing a two-factor authentication mechanism. The method includes engaging in cryptographic processing with a cryptographic function having a secret key encoded therein. The cryptographic function is stored in a computing device. The secret key serves as a first authentication factor. The method further includes utilizing a second authentication factor in performing the payment transaction.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.