Alias management and value transfer claim processing

US11126979B2 · kind B2 · utility

Assignee

• Visa International Service Association · US

Inventors

• Thanigaivel Ashwin Raj · Foster City, US
• Jacob Saul Fuentes · Palo Alto, US
• John Tullis · San Francisco, US
• Vishwanath Shastry · Mountain View, US

Key dates

• Filing date: Aug 5, 2019
• Grant date: Sep 21, 2021
• Expiry date: Aug 29, 2039

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q40/00
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

An alias management and value transfer claim processing system is disclosed. A sending entity initiates value transfer identifying a recipient entity using an alias that is unregistered with the system. The value transfer is authorized, but not settled until the recipient entity registers with the system and claims the value transfer. The registered alias can be used for subsequent value transfers.