Payment processing using electronic benefit transfer (EBT) system
US11144905B1 · kind B1 · utility
Assignee
Inventors
Key dates
| Filing date | Dec 21, 2016 |
| Grant date | Oct 12, 2021 |
| Priority date | — |
| Expiry date | May 20, 2037 |
Classification
- Technology area (CPC H)Electricity
- CPC primaryH04W8/005
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
Systems and methods are described for incorporating electronic benefit transfer (EBT) systems into a secure, mobile, and electronic payment processing system. Existing EBT systems capture data regarding a purchase. This record keeping functionality can be harnessed to provide retailers and marketers with data regarding marketing efforts, coupon use, and more. A mobile device can be used to interact with a presence detection system. Coupons or payment information can be received at a mobile device, and payments can be carried out between a mobile device and a points of sale (POS).
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.