Patent · US Active

Rule-based token service provider

US11144914B2 · kind B2 · utility

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1References
20Claims
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Assignee

Inventors

Key dates

Filing dateSep 20, 2018
Grant dateOct 12, 2021
Priority date
Expiry dateOct 25, 2039

Classification

  • Technology area (CPC G)Physics
  • CPC primaryG06Q2220/00
  • WIPO fieldIT methods for management
  • WIPO sectorElectrical engineering

Abstract

Methods and systems are provided to receive token context data from a token request, determine parameters of a custom token, and generate and communicate the custom token. Tokens may be generated that are compatible with one or more payment providers from a plurality of possible payment providers. Data related to current and future conditions of the payment providers, merchant preferences, customer preferences, locations of the merchant, customer, and/or the transaction, and regulatory rules may be used to select the payment provider.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.