Techniques for conducting single or limited use purchases via a mobile device
US11144916B2 · kind B2 · utility
1Cited by
3References
7Claims
0Family size
Assignee
Inventor
Key dates
| Filing date | Oct 28, 2010 |
| Grant date | Oct 12, 2021 |
| Priority date | — |
| Expiry date | Oct 28, 2030 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q20/382
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
A customer uses a mobile device to acquire a mobile app thereon. The mobile device is configured by a cloud-based service to escrow one or more card numbers mapped by a financial facility to the customer's primary account's number. Further security limitations can be configured into the mobile app by the cloud-based service. Subsequently, the customers uses the mobile app at a point-of-sale location to access one or more of the escrowed card numbers to make purchases; these purchases can be made while the mobile device lacks any connectivity to a network.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.