CardBot system and associated APIs

US11144941B2 · kind B2 · utility

Assignee

• Visa International Service Association · US

Inventors

• Chunxi Jiang · San Francisco, US
• Justin Yoo · San Francisco, US
• Myra Sandoval · San Francisco, US
• Margaret Szeto · Mountain View, US

Key dates

• Filing date: Oct 31, 2019
• Grant date: Oct 12, 2021
• Expiry date: Jan 6, 2040

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q30/0215
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A method of assisting with payment of a transaction involving a first user and a second user using a CardBot System including a CardBot API residing in a chat platform is disclosed. The method includes receiving a request for an action to be taken from the first user, receiving identifying information from the first user regarding the second user, receiving information pertaining to the action to be taken, and receiving parameters for the action to be taken. The method includes the step of performing the action to be taken based on the information pertaining to the action to be taken and parameters for the action to be taken. The performance of the action includes a calculation of an amount to be paid by the first user. The method includes the step of facilitating the sending of the amount to be paid from a first payment account to a second payment account.