Cognitive assessment system
US11144991B2 · kind B2 · utility
Inventor
Key dates
| Filing date | May 20, 2019 |
| Grant date | Oct 12, 2021 |
| Priority date | — |
| Expiry date | Feb 28, 2040 |
Classification
- Technology area (CPC H)Electricity
- CPC primaryH04W4/80
- WIPO fieldDigital communication
- WIPO sectorElectrical engineering
Abstract
A cognitive assessment system enabling an object under test to complete self-cognitive assessment required for the financial risk control services in the network platform environment. The invention provides an environment platform for the object under test to obtain the self-cognitive results required for the risk control services, so as to judge the credit attitude and capability of the object under test, avoid the financial credit risks, and thoroughly solve the defect that the attitude of the object under test cannot be measured through the traditional risk control assessment. In view of the risk control in credit business, the invention solves the risk problems of actual credit capacity and credit attitude of natural persons or enterprises and public institutions, avoids the errors caused by a questionnaire method in traditional operations, improves and enriches the risk control content in the financial industry.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.