System and method for expediting purchase of vehicular insurance
US11144997B2 · kind B2 · utility
Inventor
Key dates
| Filing date | Nov 30, 2017 |
| Grant date | Oct 12, 2021 |
| Priority date | — |
| Expiry date | Oct 2, 2038 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06V30/416
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
A mobile application for purchasing vehicular insurance without the need for manual data entry via a mobile device keyboard is disclosed. The mobile application is configured to image driver's licenses and vehicle barcodes to collect relevant driver and vehicular information. Other relevant data is either collected from correlated third-party databases or user input via voice recognition or user-friendly graphical user interface screens. Collected information is transmitted to one or more insurers and one or more quotes are displayed for consideration by the applicant. The mobile application may further comprise payment services and insurance agency point of sale services. The mobile application further provides an interactive digital insurance identification card to serve as a platform and dashboard for readily accessing services associated with the insurance policy, particularly when in an accident, when roadside services are required, and when a lower cost updated policy is available to the insured party.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.