Methods and systems for systematic recognition of recurring payees and payments
US11151529B1 · kind B1 · utility
58Cited by
5References
20Claims
0Family size
Assignee
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Key dates
| Filing date | Sep 17, 2019 |
| Grant date | Oct 19, 2021 |
| Priority date | — |
| Expiry date | Dec 20, 2039 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q30/04
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
Methods and systems for retaining credit card usage through systematic recognition of recurring payments are described. In some embodiments, a method includes receiving user transaction data relating to a payment instrument issued to a user. The user transaction data may include payees and a schedule of payments to the payees. The method may further include identifying recurring payees based on a category of each of the payees. In response to a triggering event requiring an account update of the payment instrument, a report identifying the recurring payees may be generated for the user.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.