Patent · US Active

Call center web-based authentication using a contactless card

US11165586B1 · kind B1 · utility

6Cited by
271References
20Claims
0Family size

Assignee

Inventors

Key dates

Filing dateOct 30, 2020
Grant dateNov 2, 2021
Priority date
Expiry dateOct 30, 2040

Classification

  • Technology area (CPC H)Electricity
  • CPC primaryH04M2250/14
  • WIPO fieldDigital communication
  • WIPO sectorElectrical engineering

Abstract

Systems, methods, articles of manufacture, and computer-readable media. A server may receive a phone call and generate a uniform resource locator (URL) comprising a session identifier for an account. The server may transmit the URL to a client device. The server may receive, from a web browser, a request comprising the URL. The server may determine that the session identifier in the URL of the request matches the session identifier for the account, and transmit, to the web browser, a web page at the URL. The server may receive, from the web browser, a cryptogram read by the web page via a card reader of the client device and decrypt the cryptogram. The server may authenticate the identity of the caller for the call based on decrypting the cryptogram and the session identifier of the URL matching the session identifier of the account.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.