Methods, systems, and networks for authentication based on physical condition of a mobile device

US11170362B2 · kind B2 · utility

Assignee

• MASTERCARD INTERNATIONAL INCORPORATED · US

Inventors

• Archit Umrao · Farrukhabad, IN
• Shubham Kumar · Chakradharpur, IN
• Shubhangi Sengar · Bokaro, IN
• Rahul Lamba · Sidhauli, IN
• Anurag Aggarwal · Noida, IN
• Aditya Koduri · Bhangrola, IN
• Deepak Agarwal · Manesar, IN
• Rajesh Chopra · San Ramon, US

Key dates

• Filing date: Jul 17, 2019
• Grant date: Nov 9, 2021
• Expiry date: Dec 5, 2039

Classification

• Technology area (CPC G): Physics
• CPC primary: G06V20/20
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

The disclosed subject matter includes methods, systems, and networks for authentication based on physical characteristics of a mobile device. A computer-implemented method performed by a payment network includes receiving an image of a part of a mobile device from an image capturing device that communicates with the payment network, wherein the mobile device includes digital card data of a customer. The computer-implemented method may also include comparing a physical condition of the part of the mobile device shown in the received image to the physical condition of the part of the mobile device shown in a stored image. In addition, the computer-implemented method may include authenticating or declining a transaction involving the digital card data based on the comparison of the physical condition of the part of the mobile device in the received image and the stored.