Dynamic rewards program

US11170397B2 · kind B2 · utility

Assignee

• American Express Travel Related Services Company, Inc. · US

Inventors

• Priyabroto Chatterjee · New York, US
• Jaimie Daniels · New York, US
• Debasish Das · Kanchinakote, IN
• Kathleen King Goulart · Fairhaven, US
• Zhenling Huang · Jersey City, US
• Marissa Eddings Lott · New York, US
• Anthony Mavromatis · Brooklyn, US
• Cristina Minervini · Paramus, US
• Olutokunbo Ojo-Ade · Bowie, US
• Sepehr Sarmadi · New York, US
• Venkat Varadachary · New York, US

Key dates

• Filing date: Dec 6, 2019
• Grant date: Nov 9, 2021
• Expiry date: Jan 29, 2040

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q30/0226
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

The systems are generally configured to provide rewards. The systems are capable of syncing transaction accounts with one or more reward programs and one or more channels. Moreover, the systems are capable dynamically provisioning rewards in one or more subsets to a rewards program to distribute high, medium and low value rewards to a reward program throughout the duration of the program.