Machine-learning driven real-time data analysis
US11170450B1 · kind B1 · utility
Assignee
Inventors
Key dates
| Filing date | Apr 13, 2021 |
| Grant date | Nov 9, 2021 |
| Priority date | — |
| Expiry date | Apr 13, 2041 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG16H20/10
- WIPO fieldMedical technology
- WIPO sectorInstruments
Abstract
A data processing system for insurance claims analysis and adjudication implements obtaining policy coverage information for each of a plurality of insurance policies and insurance claim information associated with an insured user, analyzing the insurance claim information using a first machine learning model to identify an occurrence of a first type of event and a first group of insurance claims associated with the first type of event; analyzing the first group of insurance claims, the policy information, and an indication of the first type of event using a second machine learning model to obtain a prediction whether a respective insurance policy will cover the first insurance claim; and responsive to determining that the respective insurance policy will cover the first insurance claim, causing a user interface to be presented on a display of a computing device associated with the insured user to guide the insured user through submitting the first insurance claim to an insurance provider associated with the respective insurance policy.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.