Systems and methods for processing and providing transaction affinity profile information

US11195205B2 · kind B2 · utility

Assignee

• CAPITAL ONE SERVICES, LLC · US

Inventors

• Daniel Alan Jarvis · Alexandria, US
• Lawrence Douglas · McLean, US
• Jeffrey Wieker · Fairfax, US

Key dates

• Filing date: Jun 12, 2018
• Grant date: Dec 7, 2021
• Expiry date: May 11, 2039

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q30/0631
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

In certain aspects, the disclosed implementations include methods and systems for providing transaction affinity merchant recommendation information performed by transaction affinity platform computing components that execute software stored in a memory. In certain aspects, the disclosed implementations may determine transaction affinity relationship data for transactions associated with a set of account records. Each account record in the set of account records may be associated with a set of users. The disclosed implementations may also determine transaction affinity relationship profiles based on transaction affinity profile parameters that are associated with the transaction affinity relationship data and first transaction data. Further, the disclosed implementations may determine one or more transaction affinity patterns based on the transaction affinity relationship data and the transaction affinity relationship profiles. In certain aspects, the disclosed implementations may further determine transaction affinity merchant recommendation information based on the one or more transaction affinity patterns.