Systems and methods of utilizing unmanned vehicles to detect insurance claim buildup
US11195234B1 · kind B1 · utility
Assignee
Inventors
Key dates
| Filing date | Jul 12, 2019 |
| Grant date | Dec 7, 2021 |
| Priority date | — |
| Expiry date | Jan 9, 2040 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06V20/44
- WIPO fieldAudio-visual technology
- WIPO sectorElectrical engineering
Abstract
The present embodiments relate to detecting fraudulent insurance claims. According to certain aspects, a central monitoring server may receive and examine data detected by at least one unmanned vehicle and generate an estimated insurance claim for a loss event. The central monitoring server may then receive an actual insurance claim relating to the loss event, and may compare the estimated insurance claim to the actual insurance claim to identify potential buildup included in the actual insurance claim. If buildup is detected, the central monitoring server may then process the actual insurance claim accordingly based upon the potential buildup. As a result, claim monies may be paid to insureds that more accurately reflect actual losses resulting from the loss event, and insurance cost savings may be ultimately passed onto typical insurance customers.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.