Apparatus for authentication and payment based on web, method for authentication and payment based on web, system for authentication and payment based on web and non-transitory computer readable storage medium having computer program recorded thereon
US11200579B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | Oct 7, 2015 |
| Grant date | Dec 14, 2021 |
| Priority date | — |
| Expiry date | Feb 4, 2040 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q2220/00
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
The present invention provides that a credit card authentication value is divided into meaningless information block 1 and information block 2, the information block 1 can be transmitted to a user authentication device that is physically insulated, and the user authentication device that encodes the information block 1 on the basis of payment PIN information received from user equipment and keeps the encoded information block 1, and decodes the encoded information block 1 on the basis of the payment PIN information and transmits the information block 1 to the credit card permission request device, when there is a request from the credit card permission request device, thereby determining whether there is forgery in payment on a web. Accordingly, security in payment can be improved.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.