Predictive fraud analysis system for data transactions
US11218494B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | Jul 26, 2019 |
| Grant date | Jan 4, 2022 |
| Priority date | — |
| Expiry date | May 31, 2040 |
Classification
- Technology area (CPC H)Electricity
- CPC primaryH04L63/08
- WIPO fieldDigital communication
- WIPO sectorElectrical engineering
Abstract
A method includes receiving, by a computing entity, a transaction for fraud evaluation. The method further includes generating, by the computing entity, evidence vectors regarding the transaction, wherein an evidence vector is a piece of information regarding a topic, or portion thereof, of a list of topics. The method further includes engaging, by the computing entity, tools to generate risk analysis responses based on the evidence vectors. The method further includes discarding, by the computing entity, indeterminate responses of the risk analysis responses to produce a group of risk analysis responses. The method further includes interpreting, by the computing entity, the group of risk analysis responses to produce a fraud evaluation answer of low risk of fraud, high risk of fraud, or further analysis is required.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.