Remote mobile device interactions with multiple remote servers

US11232520B2 · kind B2 · utility

Assignee

• HARTFORD FIRE INSURANCE COMPANY · US

Inventors

• Keven J. Busque · Manchester, US
• Andrew J. Amigo · Gloucester, US
• Richard M. Borden · Town of West Hartford, US
• David F. Peak · Avon, US
• Eugene J. Walters · Avon, US

Key dates

• Filing date: Dec 4, 2017
• Grant date: Jan 25, 2022
• Expiry date: Jan 2, 2039

Classification

• Technology area (CPC G): Physics
• CPC primary: G16H40/67
• WIPO field: Medical technology
• WIPO sector: Instruments

Abstract

Systems, methods and apparatus for creating, analyzing and updating a property inventory are disclosed which include receiving, from a user operating a mobile device, a request to add a new item of property to an insurance inventory associated with an insurance policy, the request including information identifying the new item, at least a first image of the new item, and information identifying a location of the new item. An insurance inventory system is operated to add the new item to an insurance inventory associated with the insurance policy, the updating including computing a total current value of the insurance inventory including the new item. A coverage engine is operated to compare coverage limits associated with the insurance policy to the total current value of the insurance inventory to determine if the total current value is within a coverage limit of the insurance policy. A response is transmitted to the user based on the determination.