Support combination cards for ecommerce

US11238458B2 · kind B2 · utility

Assignee

• Visa International Service Association · US

Inventors

• Clyde Valdez · Santa Clara, US
• Clint Florez · Bellevue, US
• Peng Zhao · Hong Kong, CN
• Amit Gupta · Foster City, US
• Miguel Lunaparra · Burlingame, US
• Mimi Le · Sunnyvale, US
• Swapneel Mahajan · Cupertino, US
• Jonathan Twichell · Austin, US

Key dates

• Filing date: Mar 17, 2017
• Grant date: Feb 1, 2022
• Expiry date: Jul 28, 2038

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q20/34
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

The claimed system and method allows for an electronic payment system to accept a single card that is both a debit card and a credit card. Further, a user may indicate a default value for the card regarding whether the card should be used as a debit card or a credit card.