Methods and systems for facilitating e-commerce payments

US11238461B2 · kind B2 · utility

Assignee

• FACEBOOK, INC. · US

Inventors

• John Douglas Anderson · Lawrenceville, US
• Yuji Higaki · Mountain View, US
• Deborah Liu · Santa Clara, US

Key dates

• Filing date: Jun 10, 2019
• Grant date: Feb 1, 2022
• Expiry date: Jun 22, 2039

Classification

• Technology area (CPC G): Physics
• CPC primary: G07G1/0036
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

Methods for facilitating financial transactions include facilitating or otherwise increasing the ease and speed of checkout processes. In particular, one or more implementations comprise an e-commerce payment facilitator that acts as an intermediary between a commerce application and a payment gateway. The e-commerce payment facilitator can provide stored payment information to a commerce application based on a few simple selections by a user. This allows a user to easily and securely complete commerce transactions, which simplifies the user's checkout experience and reduces barriers to purchase. Furthermore, the e-commerce payment facilitator can pass payment details to the commerce application's payment gateway. In addition to the foregoing, methods involve dynamically and intelligently providing a user the option of using payment information stored by the network application.