Secure mobile checkout system

US11250411B2 · kind B2 · utility

Assignee

• American Express Travel Related Services Company, Inc. · US

Inventors

• Adam Forrest Coverstone · Gainesville, US
• August John Horvath · Coral Springs, US
• Sai Prajnay Mitta · Sunrise, US
• Jyothi Mohan · Weston, US
• Veerababu Motamarri · Sunrise, US
• Subhani Patthan · Sunrise, US
• Marko Rodriguez · Delray Beach, US
• Jared Hale Trinkler · Weston, US
• Yan Yang · Huizhou, CN

Key dates

• Filing date: Oct 16, 2018
• Grant date: Feb 15, 2022
• Expiry date: Oct 16, 2038

Classification

• Technology area (CPC G): Physics
• CPC primary: G07G1/0081
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

Systems and methods for secure mobile checkouts are disclosed. The system may include a secure mobile checkout device configured to scan products available in a merchant store. The device may scan the product to determine a product identifier. The device may transmit the scanned product data to a checkout application to retrieve product data corresponding to the product identifier. In device may initiate a transaction with a payment network to purchase the product, based on the product data provided by the checkout application. The payment network may process the transaction, and may authorize the purchase with the merchant.