Methods and systems for rewarding personal well-being

US11270331B1 · kind B1 · utility

Assignee

• State Farm Mutual Automobile Insurance Company · US

Inventors

• Edward W. Breitweiser · Bloomington, US
• Larry Ingrum · Mahomet, US
• Jennifer L. Crawford · Normal, US
• Jason W. Boice · Normal, US
• Jeffrey G. Christianson · Lexington, US

Key dates

• Filing date: Oct 28, 2020
• Grant date: Mar 8, 2022
• Expiry date: Oct 28, 2040

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q40/08
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A method and system of providing personalized rewards for lifestyle management of a user includes receiving various target goals from the user. The target goals relate to the personal health, community involvement and financial planning of the user. As such, the method and system include receiving and analyzing a first set of data during a first period of time to determine whether the user has met the target goals during the first period of time. In response to determining that the user has met the target goals, the method and system include receiving and analyzing a second set of data during a second period of time to determine whether the user has maintained the target goals during the second period of time. In response to determining that the user has maintained the target goals, the method and system include determining and transmitting one or more personalized rewards to the user.